Monday, May 14, 2012

If the Tables Were Turned

May 3rd marked my seven month anniversary with FamilyWize.

When I first started working for FamilyWize, I was completely blind in the world of
prescription discount cards.  I was always lucky enough to have parents who both had full-time jobs that provided great health insurance for all three of their kids. I was biased and thought everyone was insured one way or another.

But without the new federal health law that started in 2010, I would have been in need of a FamilyWize card for a handful of months.

The new health law currently allows adult children to be covered by a parent’s health insurance until the age of 26.  Before the new law kicked in, adult children could only stay out their parent’s health insurance until the age of 19 or as long as they were enrolled as a full-time student.  Every year, I used to send my dad’s insurance company my tuition bill as proof that I was still in school and therefore insured.

After graduating from college last May, I didn’t start working at FamilyWize until October.  Even though I started applying for a job months before I graduated, not one of the positions I applied for would consider me because of a quality I lacked—experience.

If the new healthcare law wasn’t in existence today, I would have been uninsured for five months and not able to take the medications I am prescribed.

By working for FamilyWize, I am able to hear about situations people are in every day that poses a road block between them and their medicine:
  • Someone over the age of 26 quits their job and goes back to school full-time
  • Someone is laid off due to the lousy economy; 
  • Someone’s insurance does not include a prescription plan. 

Everyone’s relationship with prescription insurance is different whether it's not ideal or even non-existent.
Facebook often hits the nail on the head with its option to describe a relationship—“it’s complicated.”
Here is to FamilyWize making prescription coverage a little less complicated!

Krysta W.

1 comment:

  1. I enjoyed reading another one of your posts, Krysta. Don't feel bad, I've never seen a prescription discount card. That's good and bad. It's good in that I've never needed one. I've been blessed to have grown up with health insurance and to marry someone who provides health insurance for his family. It's bad, because I'm ignorant as to how prescription discount cards work. That's why your information is so insightful. You're educating not only people who don't have insurance, but people who do.

    Yes, I can see why there was a span there, as you were becoming independent, where you, too, fell into the no insurance group. It can be a scary stage. I was there for a few months before I met my husband. It really plays a role if you have prescriptions you rely on. It's one thing not to have insurance, but also, not to be in need of any prescriptions. It's another thing to rely on insurance to pay for prescriptions. If you're supposed to take a specific medication, not taking it because of lack of insurance is a horrible situation.

    This is all the more reason why FamilyWize is so incredibly important. People simply don't realize that not having insurance can impact a person's life in more ways than one. Unfortunately, health care is expensive. I wish it wasn't, but it is. People need to realize that a nation of uninsured individuals does not help a nation. It hinders it.