You know that saying, "drastic times call for drastic measures?"
I never truly knew the murky meaning behind that saying until a few weeks ago.
|Back then, we worried about|
what to dress to put on our barbies, not health insurance.
But two weeks ago at a family get-together, my sister said something not so awesome that almost made me choke on my turkey hoagie. Something I never thought would trek through my ears--not for at least a couple more years.
You see, my sister's 26th birthday is tip-toeing nearer as we get closer to September - another year older (and usually wiser! Joke!) But seriously, this is one birthday she is not looking forward to because as of September 30th, she will lose her health benefits. Under the Affordable Care Act, she currently is able to get insurance coverage through our parents until she is 26. According to a recent report published by Commonwealth Fund, she is one of the 6.6 million young adults that President Obama's health care law helped stay or be put back on their parent's health plan. That's fantastic, but as of her 26th birthday, it's sayonara Kathryn- you are on your own!
I know the suspense is killing you. Wondering what she said that didn't sit so well with me?
Hint - Health Care Insurance to the Extreme!
She shared that she is thinking about marrying her boyfriend of four years purely so she can be covered under his health insurance plan offered through his job. WHAT!? I had to put my fingers in my ears!
I was expecting we're in love; I have his promise ring; or we've been together for four years. I've always known he was the one for her and that they are going to get married eventually, but to marry because of her health insurance dilemma. Is that OK?
|Can you tell which one of us will lose our health insurance?|
If you're wondering how my sister got to this fork in the road, Kathryn was only doing what most young adults are encouraged to do--go to college. We live in a society where fostering minds with education is pivotal to success. Time just ran out for her. A switch in majors and schools set Kathryn back (FYI - not all junior college credits transfer to four year schools).
Even though we are almost three years apart, we ended up graduating hours apart on the same day last May. I received my bachelor's in four years at the age of 22 and she received hers in six years at the age of 25. I have an ample amount of time until I hit 26, while Kathryn only had a year to find a full-time job which offered benefits.
Unable to obtain a full-time teaching job due to the combination of an abysmal job market and the amount of graduated teachers she has to compete with, she has filled in her time as a substitute teacher. She recently started a part-time job as a science educator, but working part-time does not qualify her for benefits to help with prescription medications or doctor visits.
|A bird? A plane? Look Kathryn,|
there are options for you other than marriage!
What lengths would you go to for medical insurance? Please share!! (No judgment here!)