Monday, December 5, 2016

Can I Use the Free FamilyWize Prescription Savings Card if I’m Insured?



 The Free FamilyWize Prescription Savings Card and app is for everyone – period. Regardless of whether or not you have insurance, the card and app can help you save an average of 43% off the cost of prescriptions and ensure that you’re paying the lowest possible price.

We understand that it can be a bit confusing – shouldn’t your insurance coverage alone provide you with the best price? Unfortunately, the answer is no; insurance is not a guarantee that you’ll pay the lowest price.

To help ease any confusion, here are the key things you need to know about the Free FamilyWize Prescription Savings Card and app:
  • They help you to save an average of 43 percent on your prescriptions
  • They are free for everyone 
  • They can be used nationwide at more than 60,000 pharmacies, including national chains as well as local neighborhood pharmacies 
  • There is no registration process, activation, or restrictions for who can use them 
  • They have unlimited use, so show you can use them on every prescription and refill – but you have to show the card or the app every time 
  • Anyone can use your card or app – friends, family members, and even neighbors

What if I have insurance?


The discounts you get on prescription purchases with your FamilyWize card or app are the same for those with insurance as for those without – either way you pay our lowest available price. So why use it?
  1. You can save on prescription drugs that are excluded by your insurance plan or are not covered because you have exceeded your insurance plan's maximum limits.
  2. In some cases, the FamilyWize price is actually lower than your program's co-payment amount, so it’s always worth checking to compare the prices. 
  3. If your insurance plan does not offer you a drug card and you are reimbursed after each transaction, you may be able to use the FamilyWize card or app to lower your out-of-pocket expenses.

How can I start saving?


You can start saving today! Here’s how:
  • Download the FamilyWize app to your smart phone from Google Play or the Apple App Store — or, alternatively, print out the FamilyWize card.
  • When you go to the pharmacy, bring your prescription and your free FamilyWize card with you, or simply bring your smartphone if you downloaded the app. 
  • When you speak to your pharmacist, present your card or app and ask them for the best price.
To check for participating pharmacies and to comparison shop for the pharmacy with the highest discount, use our Drug Price Lookup Tool. That’s it! With FamilyWize you can rest assured that you’re always paying the lowest price.