Showing posts with label Savings. Show all posts
Showing posts with label Savings. Show all posts

Tuesday, January 12, 2016

Thyroid Awareness Month: What You Need to Know

What is your thyroid? It’s a tiny butterfly-shaped gland in your neck, and while it may be small, thyroid issues can cause a whole range of serious health problems that can result in expensive medical bills. January is Thyroid Awareness Month, making it a great time to learn more about this important part of your body.

The thyroid is one of your endocrine glands, which produces hormones that affect your breathing, digestion, and heart rate. It helps you use energy, stay warm, and keep your organs working properly; In addition, your thyroid plays a role in regulating your body temperature. The more hormones your thyroid produces, the faster these systems in your body go. These systems working together are known as your metabolism.

According to the National Institute of Health, about 1 in 20 Americans over the age of 12 have an underactive thyroid, a condition known as hyperthyroidism. This causes bodily functions to slow down. A much smaller number of Americans, about 1 in 100, have hypothyroidism, an overactive thyroid, which can also cause problems.

Aside from these conditions, other health issues related to your thyroid include goiter, when your thyroid gland enlarges, thyroiditis or swelling of the thyroid, and thyroid nodules, which appear as small lumps in your neck. Thyroid nodules are extremely common and usually harmless, but it’s best to have them checked by a doctor to make sure they aren’t related to thyroid cancer.

In many cases, a thyroid condition can be difficult to diagnose, because the symptoms can seem unrelated. If you have an overactive thyroid, you may be prescribed medication that will help you regulate the flow of hormones. For an underactive thyroid, artificial hormones can help.

The cost of prescription medication can really add up, especially if you take them each month for long-term conditions or chronic diseases. If you’re looking for ways to save on your prescription medication bills, or simply interested in spending less money, free prescription savings card like the one offered by FamilyWize can be a great option.



The FamilyWize card can save you up to 75% off the total cost of your prescription medication, simply by showing it to your pharmacist when you pick up your prescription. It even works if you have insurance - simply show the pharmacist your FamilyWize card in addition to your insurance card, and ask for the lowest price. So if you’re taking medication for your thyroid, or are simply trying to spend less money in the New Year, print out a free FamilyWize Prescription Savings Card or download the free app on your smartphone!

Tuesday, January 5, 2016

Ring in the New Year With a Resolution to Save!

The holiday season has come to a close, and resolutions have been set for the New Year. Now comes the hard part - sticking with them! According to Nielsen, the most popular resolutions include getting healthier, getting organized, and spending less money. However, research shows that 92% of Americans fail to achieve the resolutions they set.

Why does this happen? There are several reasons. Many people set unrealistic goals, while others don't develop a plan - they set a resolution without knowing how they're going to achieve it. 

By setting small, manageable goals and taking concrete steps to meet them, reaching your New Year's resolution suddenly becomes much easier. And if you're trying to save money in 2016, your medicine cabinet can be one of the best places to start. This year, help meet your New Year's resolutions by being smart with your prescriptions!

The first step to saving money with your medication is to make sure you are using them properly. Check the labels to make sure you are taking your medications as prescribed and that you are storing them correctly. While many Americans attempt to cut healthcare costs by taking less medication than they've been instructed, this ultimately has the opposite effect: the cost of non-adherence to the healthcare system is an estimated $290 billion annually.

If you're taking any name-brand medications, you may want to try talking to your doctor to see if there are any generic alternatives he or she can recommend. In many cases, generic medication can be a less expensive, but equally effective option. For more information, see our earlier blog post about generic prescription medication.

Even if you take generic drugs, prescriptions can often be costly, especially if you don't have insurance. That's why it's smart to take advantage of prescription savings cards like the one offered by FamilyWize. These cards can be a great resource for saving more on your medication and staying healthy.

The FamilyWize Prescription Savings Card offers an average savings of 42% on retail prescription prices and has no eligibility requirements. You can use it whether you're insured or uninsured, and getting savings is easy - simply show it to your pharmacist when you're picking up a prescription, and ask them for the lowest price.  You can also compare prices in your neighborhood at home by using the FamilyWize Drug Price Lookup Tool.  

You can print out or order your own FamilyWize card on our website, or download the free smartphone app, available on iPhone, Android, and Windows Phone. It’s a great tool for saving money, even if you have insurance, so make sure to always bring your FamilyWize card when you're making a trip to the pharmacy. Happy New Year, and enjoy the savings!    

Tuesday, September 29, 2015

Cost-Cutting Tricks for Everyday Items

Consumers everywhere are on the look-out for cost-cutting tricks to use for everyday items, from groceries and clothing to prescription medications and entertainment. For these everyday purchases, there are plenty of ways for savvy shoppers to apply numerous cost-cutting tricks. Here are a few ways:


Groceries: Whether you clip coupons or rely on smartphone applications, there are plenty of opportunities to apply cost-cutting tricks to your purchases at the grocery store. Check out sites such as coupons.com or smartsource.com for great savings on grocery items. Also, consider sharing a warehouse membership with another family, and enjoy additional savings on everyday items.

Prescription Drugs: A simple way to apply savings to prescription drugs is by using the FamilyWize Prescription Savings Card at your pharmacy. The card is free to for all consumers - both insured and uninsured - with no registration or membership fee, and it can garner significant savings on your prescription medications. Additional cost-cutting tips for prescriptions include:

  • Asking about generic prescription drugs, which are often less expensive than name brands, but just as effective.
  • Checking out your insurance provider’s preferred pharmacy and mail-order options for your prescription drug needs.
  • Speaking with the pharmacist regarding cash pricing on prescription drugs.

Clothing: There are many ways to save on everyday items such as clothing. Here are a few cost-cutting tips:

  • Before shopping, check out sites such as Saving Star and Retail Me Not for deals and coupons.
  • Shop sale and clearance merchandise first for savings on clothing.
  • Consider second-hand, especially for designer goods and larger ticket items such as winter coats and boots.
  • Ditch dry-clean only merchandise. Over time this cost-cutting trick alone will result in savings in the clothing department.

Entertainment: Readers can try free electronic downloads from Project Gutenberg, or borrow books from the public library. While foodies can look for deals through sites such as Eatdrinkdeals.com to enjoy savings and deals at a variety of restaurants. In addition, for a less costly way to enjoy on-screen entertainment, movie fanatics can replace going to the movies with a movie night at home.

Other:  Cost-cutting tricks can apply to items such as energy costs, too.  Programs such as the Low Income Energy Assistance Program (LIEAP) help provide financial assistance and services to cut heating and cooling costs. In addition, apps such as Gas Buddy allow users to check out the cheapest gasoline prices in the area. Compare cell phone, cable television, and Internet plans by using My Rate Plan and check out a variety of plans and determine the most appropriate one for your specific needs.

With all the cost-cutting tricks available for everyday items, it’s easier than ever for consumers to save money. By incorporating cost-cutting tricks, you can enjoy the same lifestyle without breaking the bank.

Live Healthy. Live Smart.
-FamilyWize

Tuesday, August 4, 2015

Survey Says: Consumers are leaving money at the pharmacy counter

We recently conducted a survey where we asked 1,000 consumers about their spending, shopping, and savings habits when it comes to purchasing prescription medication. The results revealed that while a majority of people taking prescription medication and are interested in saving money, only a small percentage has actually attempted to do so at the pharmacy.



Over 65% of respondents said that they take at least one prescription, and 50% said that they fill at least ten per year. And over half – 59% - are spending $150 or more on their medication on an annual basis. For many people, this price can be too high to pay, and even skip their medication because they can’t afford it.

With an estimated 80-100 million Americans currently uninsured (and many millions more who are underinsured), it’s not surprising that people are spending too much.

The survey also brought to light the harsh reality around the limited awareness regarding prescription savings options.

The FamilyWize card saves an average of 42% on prescriptions, and in many cases gives a deeper discount than insurance – but only 18% of people have ever even tried to use a savings card. That’s the equivalent of 4 out of 5 people never using coupons or looking for deals when they shop for groceries.

Why are so many people missing out? Awareness could be a key issue. Only half or the consumers polled had ever heard of prescription savings cards, meaning there are many people out there who are missing a chance to save simply because they don’t know that it’s out there.

What can we do to change this? We can start by spreading the word. FamilyWize works with partners like United Way, the American Heart Association, and the NCOA to increase awareness about the savings offered by FamilyWize. By working together, we can strengthen communities nationwide.


Know someone who you think might be spending too much for prescriptions? Print out a free card for them at http://familywize.org/card, or direct them to the free FamilyWize app, available on iPhone, Android, and Windows Phones.

Tuesday, November 13, 2012

Warm Up Winter With Wardrobe Savings


With the cold weather just around the corner we need to make sure our kids have what they need to make it through the winter months. Since my family lives in Northern California we aren't hit with the big snow storms like many states, but we still need to make sure we have warm clothes for those 20 degree days and the slight chance of snow once or twice a year.

Winter clothing is always the most expensive, mainly because there is more to them and they are usually made of a high quality material to keep you warm. Layering is always a popular trend with younger kids so the more garments you have on the more money you will end up spending. Living in California definitely has its perks on the weather conditions and we usually don't have really cold weather until January. This helps out a lot on saving money because we are able to buy winter clothing for Christmas presents. So we are killing two birds with one stone. Getting our kids what they need plus using it as a present that they already want.  We have girls so they love clothing, boots, and scarves. Ed Abbott, the Website Repair Guy lists twelve helpful tips for choosing winter clothing that will keep you warm and not break your budget.  Here are a few tips that I've found to hopefully help you save money for the upcoming winter months.

Save Money & Shop Smart
saving money
Winter clothing can keep you in style

and help you save money
.
  • See if any of last year's clothes still fit and are in good shape. Then make a shopping list of only what you need.
  • Ask friends that have older kids if they have out grown any winter clothes. I am always giving away my girls' jackets and sweaters to help another family save money.
  • Keep an eye out for sales at the shopping mall.
  • At the end of the winter season shop for next winter. You will find huge savings on jackets and boots at this time. I usually buy a few sizes up for my kids knowing they will grow quite a bit over a year. This is also a good time to shop for snow gear in the all sports stores.
  • Go shopping but be patient. If you see something you really like wait for it to go on sale. You can usually find some good deals over the winter holidays. All the department stores will be having huge sales from now until Christmas.
  • Find coupons online. Almost every online store has coupons. I always check out Retailmenot to see what kind of discount I can get before I buy anything online.
  • Buy jackets, boots, and scarves that will stay in style. Stay with neutral colors that can be used for a few years rather than just one. Remember when shopping, if it's not in style, kids will not wear it. It's not saving money if it's just hanging in the closet.
  • Buy new scarves to change the look of an outfit. Buy a few over the year of various patterns and colors and by the time winter comes they will have quite a few and then they can make an old outfit look new plus stay warm.
If you have a child that loves expensive trends give them an allowance when it comes to winter clothing. Sometimes it is easier to compromise if you know they will wear it. Give them an amount they get for each winter accessory. For example if you have a $50 limit for a jacket than they can buy one jacket or maybe they will look a little and find two on sale for the same price. My kids took it as a challenge to see how much they could buy for that amount. They were also learning the value of a dollar and to appreciate what they have.

Marci Psalmonds
Contributing Writer


Thursday, November 1, 2012

Unexpected Savings at Roosevelt Field Mall

There is no greater feeling than going to the mall, walking to your favorite store, and seeing a big sign offering discounts of up to 75% off on all of your most-desired items. For three days, FamilyWize provided this feeling to over 1,000 Roosevelt Field Mall shoppers in Long Island, NY.
Sharon Galzarano RPh in front of FamilyWize info center
Sharon Galzarano, RPh., in front of the FamilyWize information center
at Roosevelt Field Mall, Long Island, NY. 

For many people, though, prescription medications are much more important than buying a pair of jeans. While it’s okay to wear the same pair of jeans until you can afford another, this is not the case for medications. Several studies have shown that many people skip filling prescriptions in order to save money, and this has a long-term effect on one’s health and is actually more costly in the long run. How much more costly? One Health Affairs study published in 2011 claims that for every dollar spent on high blood pressure medication, for example, a patient will save an additional $10 on future hospitalizations, tests, or operations. In other words, by taking all medications correctly now, a patient will have a greater chance of avoiding expensive procedures in the future.

On October 19, 20 and 21, the FamilyWize marketing team distributed 1,800 prescription discount cards to mall shoppers. We also gave out Script Your Future wallet medicine reminder cards, pillboxes, reusable grocery bags, and Halloween glow sticks. 
FamilyWize giveaways at Roosevelt Field Mall
Among other things, our giveaways included the
NCL's wallet medicine reminder cards.

Most importantly, we offered visitors the opportunity to “Ask the Pharmacist,” Sharon Galzarano, RPh, questions about health and medications. We spoke to 232 of these visitors in greater detail, and here’s what we learned from them over the three days:

  • 67% are personally concerned or impacted by the cost of prescription drugs;
  • An additional 10%, while not personally impacted, have family members or friends without adequate prescription coverage;
  • Several visitors admitted to regularly skipping doses or re-filling prescriptions to save money;
  • Most visitors were extremely impressed with the wallet medicine reminder cards provided by the National Consumers League;
  • 100% of children really, really love glow sticks!
Nora speaks to a visitor about FamilyWize card
Nora speaks to a visitor about the benefits of the FamilyWize card and the
other tools we provide to increase wellness.  
We are extremely happy to have been able to celebrate National Pharmacists Month at Roosevelt Field Mall and to promote the message that the FamilyWize prescription discount card is not only a unique cost-savings tool, but also one of many tools to improve one’s overall well being.


Aura Mastraghin
FamiliyWize Marketing Team Member and Contributing Writer

 

Wednesday, August 1, 2012

Thrifty Shopping- Clothes for a Cause

cheap clothes thrift shops
One of the many outfits I've worn to the office,
courtesy of the thrift store!
All of my friends know that if they want to find me on a Saturday morning, I will be at one of two places: my house or my second home-- the thrift store.

For all of you who are thinking to yourself, "Really, Krysta?  Why on earth would you spend your Saturday mornings there?"  Well, my question to you is "Why not!?"

When I was a kid, all I knew about thrift shops is that when something didn't fit anymore or if I no longer wanted something, that's where it went.

For the past couple of years, I have been doing the opposite- going to second hand clothing stores to purchase stylish yet cheap clothes.  Who would have thought!  Not only do I come home with all kinds of goodies, but my girl instinct to shop benefits many people in the process.

My love affair with thrift stores began when I was in college.  I was given the opportunity to intern at a newspaper.  In order to do that, I needed clothing: dress pants, dress shirts--the works.  I didn't want to spend a ton of money because I would only be needing the clothes for the semester and my taste in clothes changed like the weather anyway.  Getting discount clothes gave me a wardrobe to meet my needs -- affordably.

I knew that second hand stores existed, but I was too proud to step foot in one.  A building full of people's old stuff didn't really appeal to me and might not appeal to you either.  But have you ever borrowed a girlfriend's dress or a buddy's suit?  If you're guilty like me, you wore someone else's clothes.  The way I looked at it, thrift store clothing gave me a huge selection that I can borrow permanently!

Here Are Some Reasons You Should Shop Thrift Stores:

 

You're Benefiting Your Community - Thrift stores like The Salvation Army and Goodwill have all of the proceeds go right back to helping those in need.  For example, The Salvation Army's Older Adult Rehabilitation Centers are 100% funded by the proceeds of their family thrift stores.  Shopping at Goodwill helps to support job placement and training programs for people with disabilities.  Whether you buy donated goods at Salvation Army or Goodwill, you're helping your wardrobe and others in the process!  You can visit their websites for store locations and for more details how both organizations help your community.

You Won't Buy Children's Clothes Ever Again! -  Attention parents!  Thrift shops are jackpots for children's clothing.  Kids grow like weeds and before you know it, shirts are too tight and pants look more like shorts.  Whenever I go shopping at second hand clothes stores, the biggest section of the store is almost always the children's section.  There is a huge selection from onesies to winter jackets for all ages. Whether you are preparing for a new baby or need a one-time Easter dress for your little girl, savers should visit second hand clothes shops for clothing your kids will only wear a handful of times.

second hand store
Over 20 pairs of dress pants--all from the
thrift store!
Inexpensive Work Clothing - College graduates and bargain hunters alike can have their money go a lot further by staying away from pricey department stores.  After I graduated from college, I needed professional clothing to go on job interviews and then clothes to wear to work when I eventually got a job.  I scored a dresser full of work pants and paid a fraction of the price new pants would have cost.  Here's a tip:  If you find a pair of dress pants or jeans that fit like a glove but are too long or too short, no problem!  Most of the pants I've brought home were that way.  For pants that are too long, take them to your local dry cleaner so that they can be hemmed for around ten dollars per pant.  Or I discovered a great invention called hemming tape (its about three dollars for a roll) that can provide a temporary fix preventing your pants from dragging on the floor.  If the pants are too short, turn them into capris or walking shorts and wear them to the office during the summer.


$ales! - Just like department stores have sales, so do thrift stores!  (And they're way better!)  The thrift store I go to has specials every day.  One day of the week you can fill a whole basket of clothing for six dollars.  Other days they offer a percentage off of the ticketed price.  Keep an eye out for specials to save even more money on top of the already discounted clothing.

New Clothes - If you can't shake the thought of buying other people's clothes, there is usually a section of clothing with tags still on them.  Discount fashion clothing with tags are usually sold at 50% or more off the retail price on the tag.  Last year, I found an awesome blazer with the tags still on it.  I get tons of compliments and people look at me like I'm crazy when I tell them I got it at the thrift store!

The next time you want to go shopping, skip the mall.  Venture into a second hand store and you will be amazed at what people donate.  One person's old clothes can be another person's treasure.  And your thrift store finds help many people who really need it.

Thrift stores are a great place to add to a wardrobe, but there is more to them than just clothes.  Keep an eye out for another blog filled with tips to furnish your house with the help of thrift shops!

Krysta W.