Showing posts with label cost savings. Show all posts
Showing posts with label cost savings. Show all posts

Monday, June 6, 2016

Summer Saving Tips for the Whole Family

With the summer season quickly approaching, everyone wants to find ways to relax, have fun, and enjoy the season with family and friends. But can you do that without breaking the bank? Of course! Check out these summer saving tips for the whole family.



Entertainment

  • Find ways to have fun locally. Parks and recreation centers offer no- or low-cost camps, activities, and events throughout the summer months. Check out your local event calendar for details.
  • Rather than plan a vacation, which probably includes the expense of travel, a hotel stay, entrance to attractions, and meals, allow each family member to choose a day trip or activity to enjoy. By having fun closer to home, at least part of the vacation expense can be eliminated.
  • Use your local library. Not only can you and family member stock up on books for summer reading, but most libraries now offer movies, music, games, and tickets to area museums that can be borrowed, too. In addition, check out your library’s calendar of events for fun activities to enjoy, usually at no cost.

Food


  • Plant a garden this summer. It’s a great activity for the entire family, plus it helps you save on produce costs, too. Do you have a small yard, or no yard at all? No problem! Container gardens are a great option for small spaces.
  • Grill at home rather than eating out. Enjoy the summer grilling season by trying new recipes that your family will enjoy. Incorporate the produce grown in your garden, when possible.
  • Host a block party or potluck dinner. Encourage a greater sense of community in your neighborhood by bringing neighbors together. It’s a great way to socialize and enjoy a range of foods, while keeping entertaining costs down.

More Ideas

 
  • Teach your kids how they can enjoy “new” clothing from thrift stores and even garage sales. Since the summer season is especially short and kids outgrow clothing so quickly, buying secondhand clothing is a great way to shop for some new-to-you clothing without overspending.
  • Bike or walk as much as possible. Leave the car at home when you can. Not only will you experience savings, but you’ll also benefit from the exercise. Check out more here.
  • Energy costs can be particularly high in the summer months. But, there are ways to save, enlisting the help of your family members. For instance, remind your kids to turn off lights, appliances, and electronic devices when not in use. Keep your air conditioning set to 78 degrees as a rule of thumb. You might consider not running the AC when no one is home to help with summer savings. Check out this site for more energy saving tips.
  • Save money at the pharmacy. While certain illnesses, including the flu, are common in winter, others, including allergies and ear infections are common in summer months.

    The FamilyWize Prescription Savings Card provides an average savings of 43% on medications! Anyone can request a card by printing one at www.FamilyWize.org/card or by calling 1-800-222-2818.

    FamilyWize also has a drug lookup tool. Before leaving your home to pick up your medication, taking a minute to look up the pharmacy with the best price can help you save significantly at the pharmacy.




    Both the savings card and the drug lookup took are available in the free FamilyWize app: Click here to download it to an Apple product or click here to download it for Android.  
 
Remember: the summer season is a great time to spend quality time with family and friends. At the same time, you can find plenty of ways to save! Enjoy! 

Monday, May 2, 2016

The #1 Way to Save on Prescriptions


Here’s something you may not know – there is a free, easy way to save on your prescriptions:

The FREE FamilyWize Prescription Savings Card!

FamilyWize offers their prescription savings card to lower the cost you pay for your prescriptions.

It’s simple and here’s how it works: 

  • FamilyWize acts like a big buying group, pulling together millions of people to receive competitive pricing on prescriptions. These people either have no health insurance (the uninsured), have high medication costs (the insured), or need to buy medicine not covered by their plan (the underinsured). 
  • FamilyWize negotiates with the pharmacies to get discounts similar to what they give large groups like insurance companies and employers.
  • FamilyWize passes 100% of these negotiated discounts to the people using the card to purchase their medicine – whether you have insurance or not. Yes, you read that right, we do not take a cut of the savings. All of the savings are yours.
  • In 2015, the average savings was 43%

Now you might be thinking there is probably a loophole, so you can’t use the card. Guess what? Anyone can use the card. Here are the facts:
  • The card is FREE – whether you download the app, print the card from the FamilyWize website or request a card to be sent via the mail. You pay nothing. Ever.
  • Anyone can use the card. You do not need to register or meet any eligibility criteria and you can share the card with family and friends!
  • The card can be used on all FDA-approved prescription medications and it has unlimited use at more than 60,000 pharmacies nationwide. Yes, the card works for your refills, too!
 Time for you to start saving:
  • Get the card (whether it’s the app or a physical, printed card). Anyone can get the card – have we mentioned that yet? It’s free.
  • Bring your prescription and the FamilyWize card to one of the participating pharmacies. You have to show it every time, and the card has unlimited use. Before you go you can even use our Drug Lookup Tool to see the price you’ll end up paying.
  • You will get the lowest price on your prescription. This may be the pharmacy’s price, it may be the insurance price (if you have insurance), or it could be our price. No matter what, you will be paying the lowest possible amount for that prescription. You will save an average of 8 times out of 10 over the pharmacy's retail price.
  • Even if you have insurance, you can use the card to save on prescription drugs that are excluded by your insurance plan or are not covered because you have exceeded your insurance plan's maximum limits. In some instances, you might find that the FamilyWize price is lower than your program's co-payment amount.
 We’ve helped people save more than $1 billion on prescription costs, and we only want that number to increase. Start saving today! Try the card and spread the word today!
 
 

Tuesday, September 29, 2015

Cost-Cutting Tricks for Everyday Items

Consumers everywhere are on the look-out for cost-cutting tricks to use for everyday items, from groceries and clothing to prescription medications and entertainment. For these everyday purchases, there are plenty of ways for savvy shoppers to apply numerous cost-cutting tricks. Here are a few ways:


Groceries: Whether you clip coupons or rely on smartphone applications, there are plenty of opportunities to apply cost-cutting tricks to your purchases at the grocery store. Check out sites such as coupons.com or smartsource.com for great savings on grocery items. Also, consider sharing a warehouse membership with another family, and enjoy additional savings on everyday items.

Prescription Drugs: A simple way to apply savings to prescription drugs is by using the FamilyWize Prescription Savings Card at your pharmacy. The card is free to for all consumers - both insured and uninsured - with no registration or membership fee, and it can garner significant savings on your prescription medications. Additional cost-cutting tips for prescriptions include:

  • Asking about generic prescription drugs, which are often less expensive than name brands, but just as effective.
  • Checking out your insurance provider’s preferred pharmacy and mail-order options for your prescription drug needs.
  • Speaking with the pharmacist regarding cash pricing on prescription drugs.

Clothing: There are many ways to save on everyday items such as clothing. Here are a few cost-cutting tips:

  • Before shopping, check out sites such as Saving Star and Retail Me Not for deals and coupons.
  • Shop sale and clearance merchandise first for savings on clothing.
  • Consider second-hand, especially for designer goods and larger ticket items such as winter coats and boots.
  • Ditch dry-clean only merchandise. Over time this cost-cutting trick alone will result in savings in the clothing department.

Entertainment: Readers can try free electronic downloads from Project Gutenberg, or borrow books from the public library. While foodies can look for deals through sites such as Eatdrinkdeals.com to enjoy savings and deals at a variety of restaurants. In addition, for a less costly way to enjoy on-screen entertainment, movie fanatics can replace going to the movies with a movie night at home.

Other:  Cost-cutting tricks can apply to items such as energy costs, too.  Programs such as the Low Income Energy Assistance Program (LIEAP) help provide financial assistance and services to cut heating and cooling costs. In addition, apps such as Gas Buddy allow users to check out the cheapest gasoline prices in the area. Compare cell phone, cable television, and Internet plans by using My Rate Plan and check out a variety of plans and determine the most appropriate one for your specific needs.

With all the cost-cutting tricks available for everyday items, it’s easier than ever for consumers to save money. By incorporating cost-cutting tricks, you can enjoy the same lifestyle without breaking the bank.

Live Healthy. Live Smart.
-FamilyWize

Friday, March 8, 2013

Getting More for Less: Tips for a Frugal Family

It's almost springtime, which calls for some seasonal upkeep inside and outside the home. Frugal moms, take note: there are quite a few practical things you can do to reduce your household expenses and keep the whole family happy at the same time. Here are five:

Transportation


From the annual registration and insurance costs, to fuel and tires, driving and maintaining a vehicle is expensive. Lifehacker.com has some great tips on negotiating that can help you stay on top of vehicle maintenance. Try exchange babysitting services or homemade meals for car repairs or new tires, and don't be afraid to ask for a loyal customer discount. Also, make sure you compare rates from other companies and ask the mechanic to match his competitors' prices.


Woman shopping for a used car
Many families can't find reasonably priced vehicles, especially if they have bad credit. If finding a used vehicle you can afford is your problem, you may want to try an option like DriveTime bad credit auto loans. With a simple two-minute online application, moms find out if they're qualified for a used car that won't break their budget.

Food


Feeding a growing family can feel like you're throwing your cash into a never-ending money pit. Moms can feed their families healthy meals and stay on track financially with a variety of money-saving tactics:
  • Clip coupons. This enables families to buy the groceries they love at a reduced price. Coupons are available in the Sunday newspaper, online and through coupon exchange sites. Use them before they expire and combine them with store sales to increase your savings.
  • Stock the pantry with foods when they're on sale. Grocery stores place the same items on sale every three to four months.
  • Store brands cost less than brand names and usually taste just as good.

Coupons for food
Coupons can help make mealtime more affordable

Shelter


Refinancing a mortgage isn't always possible, but frugal moms can save money on utility bills and other expenses. Turn off the lights before leaving a room and unplug unused electric appliances. Lower the thermostat during winter months and raise it in the summer.

Also, investigate if electric deregulation means you have an option to choose your energy provider. It depends on what state you live in, but one phone call may increase your family's disposable income without sacrificing indoor comfort.


Entertainment


Buying new books and seeing movies at the theater are expensive ways to stay entertained. The local public library offers numerous resources for frugal moms. You and your family can get free movies, books and magazines rentals, as well as Internet access, free children's story times and adult book clubs. Many libraries even offer free museum day passes.


Clothing


Keeping closets stocked with cute clothes that fit growing kids challenges even the most frugal moms. Secondhand stores are the perfect places to find quality, affordable clothing.

Consignment stores sell brand-name, gently used clothes and shoes for the entire family. Moms can earn credit toward clothes by consigning the clothes that don't fit their kids anymore. Thrift stores offer clothing, shoes and household goods that are usually less expensive than consignment stores. Savvy secondhand shoppers search the dollar bins regularly and buy items during half-off sales.