Showing posts with label what should I know about prescription savings cards. Show all posts
Showing posts with label what should I know about prescription savings cards. Show all posts

Monday, May 2, 2016

The #1 Way to Save on Prescriptions


Here’s something you may not know – there is a free, easy way to save on your prescriptions:

The FREE FamilyWize Prescription Savings Card!

FamilyWize offers their prescription savings card to lower the cost you pay for your prescriptions.

It’s simple and here’s how it works: 

  • FamilyWize acts like a big buying group, pulling together millions of people to receive competitive pricing on prescriptions. These people either have no health insurance (the uninsured), have high medication costs (the insured), or need to buy medicine not covered by their plan (the underinsured). 
  • FamilyWize negotiates with the pharmacies to get discounts similar to what they give large groups like insurance companies and employers.
  • FamilyWize passes 100% of these negotiated discounts to the people using the card to purchase their medicine – whether you have insurance or not. Yes, you read that right, we do not take a cut of the savings. All of the savings are yours.
  • In 2015, the average savings was 43%

Now you might be thinking there is probably a loophole, so you can’t use the card. Guess what? Anyone can use the card. Here are the facts:
  • The card is FREE – whether you download the app, print the card from the FamilyWize website or request a card to be sent via the mail. You pay nothing. Ever.
  • Anyone can use the card. You do not need to register or meet any eligibility criteria and you can share the card with family and friends!
  • The card can be used on all FDA-approved prescription medications and it has unlimited use at more than 60,000 pharmacies nationwide. Yes, the card works for your refills, too!
 Time for you to start saving:
  • Get the card (whether it’s the app or a physical, printed card). Anyone can get the card – have we mentioned that yet? It’s free.
  • Bring your prescription and the FamilyWize card to one of the participating pharmacies. You have to show it every time, and the card has unlimited use. Before you go you can even use our Drug Lookup Tool to see the price you’ll end up paying.
  • You will get the lowest price on your prescription. This may be the pharmacy’s price, it may be the insurance price (if you have insurance), or it could be our price. No matter what, you will be paying the lowest possible amount for that prescription. You will save an average of 8 times out of 10 over the pharmacy's retail price.
  • Even if you have insurance, you can use the card to save on prescription drugs that are excluded by your insurance plan or are not covered because you have exceeded your insurance plan's maximum limits. In some instances, you might find that the FamilyWize price is lower than your program's co-payment amount.
 We’ve helped people save more than $1 billion on prescription costs, and we only want that number to increase. Start saving today! Try the card and spread the word today!
 
 

Tuesday, December 29, 2015

What Should I Know About Prescription Savings Cards?

Prescription savings cards, like the one offered by FamilyWize, are offered by a number of different organizations, ranging from local government and pharmaceutical companies to non-profit organizations and large retail chains. These cards can save consumers money on prescription drugs. However, if you haven't used them before, you may have some questions. What's important to know about prescription savings card, and how can they help you save money?

The basics about prescription savings cards
A prescription savings card is not insurance. Instead, it provides immediate savings at the pharmacy at the time you purchase medications. There are no claim forms to fill out - just present the card at your pharmacy when you pick up your prescription and the savings will be automatically applied by your pharmacist. To receive benefits through your prescription savings card, you must use a pharmacy that participates in the savings program offered by the card. The card you choose should provide you with a listing of affiliated pharmacies.

What if I have insurance coverage?
Prescription savings cards are not used in conjunction with your insurance coverage - when buying a prescription, you must use one or the other. However, in many cases, the savings offered by the card can mean you end up paying a lower price than if you had used your insurance. If you have insurance coverage, your pharmacist can help you determine how to get the best price. If a prescription medication you need is not covered by your insurance, or if you have insurance with a high deductible, a savings card can be a great alternative.

For individuals with Medicare coverage, a prescription savings card may be used if you are in the Medicare "donut hole" or if you do not have Plan D or another supplemental plan.


How can I choose the right prescription savings card for me? 
There are a few things to consider when selecting a prescription savings card:

Check for a fee. Some prescription savings cards might charge a membership fee to join their program, which could cost you more than any discounts you would receive. Always ask about fees prior to signing up for a card.

Are there any restrictions or eligibility requirements? In some cases, certain medications may not be covered, or other limitations may apply. It’s important to always be aware of eligibility requirements and restrictions when using a prescription savings card. In addition, some prescription savings cards may only allow you to use them on a restricted basis. You should be aware of such restrictions associated with your card.

According to The National Consumers League, discount cards can be a great way to save on prescription medicine. As with any program, it’s important to do research to determine the card that best meets your individual needs.

This year, FamilyWize celebrates its 10th anniversary helping individuals, families and communities save on medications. Our card, the FamilyWize Prescription Savings Card, is free to all consumers, insured or uninsured, and has no eligibility requirements. In addition, the card offers unlimited usage, so friends and family members can receive discounts, too. Anyone can request a card by printing a card through FamilyWize.org or by calling 1-800-222-2818. Try it today and start saving!

Live Healthy. Live Smart.
-FamilyWize